Home Loan

Home Loans

Own your dream home with Zest Dhan. Get a home loan at low interest rates with easy EMIs, expert guidance, and fast approvals. Check eligibility and apply online today.

Zest Dhan

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Turn Your Dream Home Into Reality with Zest Dhan

Your Home. Your Future. Our Mission

Buying a home is one of the biggest milestones in life — and at Zest Dhan, we’re here to help you achieve it. Whether you're a first-time buyer or planning to upgrade, our job is to make your home loan in India experience smooth, affordable, and worry-free.

We partner with top banks and NBFCs to bring you low interest home loan options tailored to your income, credit profile, and goals. From choosing the right lender to navigating paperwork — we’ll be with you every step of the way.

Why Choose Zest Dhan for Your Home Loan?

Widest Loan Options – We bring you customized offers from trusted names like HDFC, Axis Bank, IDFC FIRST, Bajaj Finserv, and more.

Low Interest Rates – Get a low interest home loan with flexible EMIs and zero hidden charges.

Quick Approvals – Don’t let delays stop your plans. We help you move faster with digital processing and bank coordination.

Minimal Paperwork – We simplify what banks complicate. Our process is paper-light and 100% secure.

Expert Human Guidance – Confused about fixed vs floating rates? EMI terms? Don’t worry. Our advisors explain everything in plain language.

Benefits of Checking Your Credit Score
Benefits of Checking Your Credit Score

What Is a Home Loan?

A home loan is a long-term loan provided by banks or financial institutions to help you buy, construct, or renovate a residential property. It’s usually repaid in monthly installments (EMIs) over a tenure of up to 30 years.

Zest Dhan makes it easier than ever to apply for a home loan in India, without facing the usual hurdles of confusing forms, delays, or misleading terms.

You Can Get a Home Loan For:

  • Buying a ready-to-move-in or under-construction property
  • Self-construction of a house on owned land
  • Renovation or extension of your existing house
  • Balance transfer from another bank to reduce interest
  • Top-up loans on existing home loans

Home Loan Eligibility Who Can Apply?

Most salaried and self-employed individuals can qualify for a home loan, as long as they meet basic financial criteria. At Zest Dhan, we help you quickly assess your home loan eligibility before you apply, saving you time and energy.

Here’s what most lenders typically require:

  • Age 21 to 65 years
  • Income Minimum ₹25,000 per month (varies by city and lender)
  • Employment Stable job or business with at least 2 years' continuity
  • Credit Score Preferably 700+
  • Property Documents Clear ownership/title
Benefits of Checking Your Credit Score
Benefits of Checking Your Credit Score

Interest Rates & Repayment Terms

We help you compare the best home loan offers across banks so you get the most value.

  • Interest rates starting from 8.35% p.a. (may vary as per profile)
  • Loan tenure: Up to 30 years
  • Loan amount ₹5 Lakhs to ₹10 Crores
  • EMI flexibility Step-up, Step-down, Pre-payment options

With Zest Dhan, you don’t just get the lowest interest home loan — you also get peace of mind.

How to Apply Home Loan Online with Zest Dhan

We’ve made the entire home loan journey simple, secure, and digital. Here's how you can apply home loan online in just a few steps:

Check Your Eligibility

Use our online tool to get a personalized eligibility report in minutes.

Compare the Best Offers

We fetch real-time offers from multiple banks so you can make an informed choice.

Upload Your Documents Securely

No need to visit branches. Upload KYC, income proof, and property documents online.

Get Human Help Anytime

Our team of experts will answer your queries, explain the fine print, and assist with documentation.

Benefits of Checking Your Credit Score
Benefits of Checking Your Credit Score

Loan Approval & Disbursal

Once verified, your loan gets approved and disbursed — often within a few working days.

Required Documents

Here’s a basic checklist of documents you’ll need to upload:

  • PAN Card & Aadhaar Card
  • Income proof (Salary slips or ITRs)
  • Bank statements (last 6 months)
  • Property documents (sale agreement, title deed, etc.)
  • Employment/business proof

Our team will guide you if anything specific is needed based on the lender's requirements.