personal-loan

Personal Loan

Get quick, easy, and affordable personal loans with Zest Dhan. Instant approvals, minimal documentation, and flexible EMIs. Check your eligibility today!

Zest Dhan

Get Your Free Credit Score Check in Seconds

Personal Loan Made Simple — With Zest Dhan

  • Quick Funds
  • No Stress
  • Total Support

Life comes with surprises — and not all of them are planned. Whether it’s a medical emergency, wedding, education, travel, or home renovation, sometimes you need funds fast. That’s where a personal loan in India becomes your financial safety net.

At Zest Dhan, we help you get the money you need — quickly, affordably, and with zero hassle. Our digital platform connects you with the top banks and NBFCs, offering instant personal loan solutions that are tailored to your financial profile.

Why Choose Zest Dhan for Your Personal Loan?

We're not just another loan site. We're your financial partner, here to help you make smart borrowing decisions with confidence.

  • Quick Disbursal — Funds in your account within 24-48 hours
  • Low Interest Rates — Get a low interest personal loan that fits your budget
  • 100% Digital Process — Apply from your phone or laptop, anytime
  • Minimal Paperwork — We value your time, so we’ve simplified the steps
  • Expert Support — Get human guidance at every step, not just algorithms
Benefits of Checking Your Credit Score
Benefits of Checking Your Credit Score

What Is a Personal Loan?

A personal loan is an unsecured loan — meaning you don’t need to provide any collateral or security. It’s a flexible form of borrowing that can be used for any personal need.

  • Wedding expenses
  • Medical emergencies
  • Education and coaching
  • Home improvement or rent deposits
  • Travel and vacation plans
  • Business or freelance funding

Zest Dhan helps you access the best personal loan in India — from trusted lenders, with transparent terms.

Who Can Apply?

We believe everyone deserves access to credit. That’s why we offer loans to a wide range of borrowers

  • Salaried professionals (private or government)
  • Self-employed individuals and freelancers
  • First-time borrowers
  • People looking to consolidate debt

To start, just check your personal loan eligibility using our free tool — no paperwork, no commitments.

Benefits of Checking Your Credit Score
Benefits of Checking Your Credit Score

Interest Rates & Repayment Terms

We help you compare the best home loan offers across banks so you get the most value.

  • Interest rates starting from 8.35% p.a. (may vary as per profile)
  • Loan tenure: Up to 30 years
  • Loan amount ₹5 Lakhs to ₹10 Crores
  • EMI flexibility Step-up, Step-down, Pre-payment options

With Zest Dhan, you don’t just get the lowest interest home loan — you also get peace of mind.

Personal Loan Eligibility Criteria

Loan approval depends on a few basic factors. Here’s what most banks and NBFCs look for:

  • Age 21 to 60 years
  • Stable income (min. ₹15,000/month)
  • Good credit score (preferably 700+)
  • Consistent employment or business history
  • Valid KYC documents and bank statements
Not sure if you qualify? No worries. Use our personal loan eligibility checker and get clarity in under 2 minutes.
Benefits of Checking Your Credit Score
Benefits of Checking Your Credit Score

Interest Rates and Loan Amounts

We compare offers across our lending partners to find you the low interest personal loan that works best for you.

  • Loan amount: ₹50,000 to ₹25,00,000
  • Tenure: 6 months to 5 years
  • Interest rates: Starting from 10.99% p.a.*
  • Flexible EMIs with easy prepayment options
(*Rates vary based on your credit profile and lender policies.)

How to Apply Personal Loan Online with Zest Dhan

Getting a loan has never been this easy. With Zest Dhan, you can apply personal loan online in just a few steps:

  • Check Eligibility – Use our free tool to know your best options
  • Compare Loan Offers – From multiple banks and NBFCs
  • Upload Documents – 100% secure and paperless
  • Get Expert Help – Our advisors will guide you at every step
  • Receive Funds – Right into your bank account, quickly and safely
Our entire process is designed to save you time, reduce stress, and give you confidence in your borrowing decision.

Zest Dhan is committed to ethical lending and customer-first service. We don’t charge hidden fees, we don’t spam your inbox, and we always prioritize your needs over sales targets.

Benefits of Checking Your Credit Score
Benefits of Checking Your Credit Score

Zest Dhan is committed to ethical lending and customer-first service. We don’t charge hidden fees, we don’t spam your inbox, and we always prioritize your needs over sales targets.

From your first question to final disbursal — we’re here for you.

Ready to Take the Next Step?

Zest Dhan is committed to ethical lending and customer-first service. We don’t charge hidden fees, we don’t spam your inbox, and we always prioritize your needs over sales targets.

Whether you need an instant personal loan or just want to explore options, we’re here to help.

  • Secure
  • Transparent
  • Supportive